Therapy for the Overwhelmed Mind
Insurance & Billing
Private Pay
Private pay offers autonomy and maximum privacy. No diagnosis is shared with insurance providers, and no referral is required. Many clients find this path cleaner and more aligned with their personal therapeutic goals.
Out-of-Network Benefits
Some insurance plans offer partial reimbursement when you see a provider who is not in-network. This means you pay the therapist directly (private pay), then request reimbursement from your insurance company after the fact.
The process varies by provider, but typically involves the client submitting documentation—often monthly—to their insurance provider.
What is a Superbill?
A superbill is a detailed receipt that your therapist can provide. It includes the session date, provider credentials, diagnosis code, and procedure code (CPT)—the information insurance companies need to consider your reimbursement claim.
If you’re hoping to use OON benefits, I can provide superbills upon request.
Keep in mind: insurance companies require a mental health diagnosis for any reimbursement, and your sessions may be subject to review.
What is Thrizer?
Thrizer is a third-party payment service that can help simplify the process of using your out-of-network (OON) insurance benefits.
Instead of paying the full session fee upfront and waiting for reimbursement from your insurance company, Thrizer may allow you to:
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Pay only your estimated co-insurance amount at the time of service
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Have them submit the claim directly
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Avoid managing insurance paperwork and follow-up yourself
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Receive the benefit of your out-of-network coverage more quickly
Many clients find this option convenient because it reduces the administrative burden of seeking reimbursement for therapy services.
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You can also use the link below to check your out-of-network benefits and estimate what your coverage may be before getting started.
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I partner with Thrizer to make this option available to clients who wish to use their out-of-network benefits more easily. I do not receive any compensation or financial incentive for referrals. For more information about Thrizer, please visit thrizer.com.
Use Your Out-of-Network Benefits
If you have insurance, you may be eligible for reimbursement for therapy services through your out-of-network benefits. Check your benefits here to get an estimate of your coverage and learn how Thrizer can simplify the reimbursement process by handling claims on your behalf. Many clients are surprised to find that therapy can be more affordable than they expected!
Billing Policy
Prioritizing your well-being is vital. I offer dedicated individual therapy through secure online video sessions or in-person walk and talk sessions for therapy in Bellingham, WA and Washington state, providing a safe space from your home. Appointments are 55 minutes for $175.
Billing
Insurers
Options List
Session fees are handled digitally at each appointment. I accept major credit cards, providing a secure and convenient remote payment process for your ongoing confidential clinical care.
As an out-of-network professional, I do not take insurance directly. However, I can provide a monthly superbill for you to submit to your insurance company for potential reimbursement.
Therapeutic support should be reachable for everyone. I maintain a few slots for reduced-fee telehealth sessions on a sliding scale. Email me to check on my current virtual openings.
This is a free 20-minute session to see if we're a good fit for each other.